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Group Term Life
Insurance

Group 379

SECURE YOUR
FAMILY'S
FUTURE

Nothing can replace the loss of a loved one, but the right life insurance policy can provide the funds your family needs for a secure, comfortable future. The Bar Plan is proud to administer a group life insurance program for members of The Missouri Bar. 

Group Level Term Life Insurance

How does Level Term differ from Annual Term? With Level Term, premium and benefit are designed to remain the same (level) for a specific period of time. At the end of that period you will need to show proof of insurability to obtain another level term plan.

ACCELERATED LIFE BENEFIT

SPOUSE LIFE UP TO $500,000

10-YEAR OR 20-YEAR TERMS AVAILABLE

COVERAGE CAN BE APPLIED FOR THROUGH AGE 60 (10-YEAR) OR AGE 50 (20-YEAR)

DEPENDENT LIFE UP TO $20,000

DISABILITY WAIVER OF PREMIUM BENEFIT

PREMIUM REMAINS LEVEL FOR THE TERM OF YOUR COVERAGE*

EMPLOYEE LIFE UP TO $250,000

SPOUSE OF EMPLOYEE LIFE UP TO $250,000

MEMBER LIFE UP TO $1,000,000

ACCIDENTAL DEATH AND DISMEMBERMENT FOR MEMBER AND SPOUSE: UP TO $500,000 AND EMPLOYEES OF MEMBER UP TO $250,000

Group Annual Term Life Insurance

 

Once approved for coverage by the insurer, and as long as your premium is paid and the group policy remains in force, you will have life insurance until age 80 without showing further proof of insurability. The group policy renews automatically on an annual basis.

MEMBER LIFE UP TO $1,000,000

SPOUSE OF EMPLOYEE LIFE UP TO $250,000

DISABILITY WAIVER OF PREMIUM BENEFIT

SPOUSE LIFE UP TO $500,000

CHILD LIFE UP TO $20,000 (CHILDREN AGES 15 DAYS TO SIX MONTHS UP TO $4,000)

ACCELERATED LIFE BENEFIT

EMPLOYEE LIFE UP TO $250,000

MEMBER AND SPOUSE ACCIDENTAL DEATH AND DISMEMBERMENT UP TO $500,000. EMPLOYEE OF MEMBER UP TO $250,000

Group Accidental Death & Disemberment Insurance

 

Protect yourself and your family from the consequences of death or dismemberment in a covered accident.** This coverage is guaranteed issue and available even if you don’t qualify for life insurance.

MEMBER COVERAGE FROM $50,000 TO $750,000

24-HOUR WORLDWIDE INSURANCE COVERAGE

CHOICE OF MEMBER-ONLY COVERAGE OR MEMBER AND FAMILY

COVERS ANY ELIGIBLE ACCIDENT

BENEFICIARY DESIGNATION IS YOUR CHOICE

MONTHLY AUTOMATIC CHECKING OR SAVINGS PREMIUM WITHDRAWAL OPTION AVAILABLE

*The initial premium will not change for the level term period unless the insurance company exercises its right to change premium rates for all insureds covered under the group policy with 60 days advance written notice.

Group Term Life and Group AD&D insurance coverage is provided under the terms of group insurance policies, Group Policy 31281-9, issued and delivered in the State of Missouri to The Missouri Bar as the policyholder. 

**For more product details and a list of full AD&D exclusions, please refer to the brochure.

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