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ReliaStar Life Insurance Company, a member of the Voya® family of companies, the endorsed life insurance carrier of The Missouri Bar, is offering you the opportunity to apply for group term life insurance through a Simplified Issue offer with no medical exam for a limited time!

Member Coverage:

Members under age 60, who are not currently insured under this plan and are actively at work, can apply for up to $150,000 of Group Term Life Insurance on a Simplified Issue basis. This means you only answer an abbreviated set of health questions satisfactory to the insurer. No medical exam or bloodwork.

Spouse/Domestic Partner Coverage:

Spouse/Domestic Partners of members under age 60 may also apply on a simplified issue basis, but amount cannot exceed that of the member.

Dependent Child Coverage:

Coverage options available for your children are $5,000 to $20,000, in increments of $5,000, at a semi-annual rate of $7.66 per $5,000. One premium covers all eligible children, ages 15 days to 21 years or to age 25 if a full-time student. Children ages 15 days to 6 months are eligible for $1,000 to $4,000, in increments of $1,000.

Accidental Death & Dismemberment(AD&D) Coverage

The unexpected financial “shock” of an accident can be devastating to a family. That’s why this plan offers a special accident safeguard. The AD&D benefit option pays your beneficiary equal the value of your life coverage if you die in a covered accident. In addition, if you are dismembered or lose your sight in a covered accident, you will receive a portion of your coverage, depending on severity. The semi-annual AD&D cost is $1.90 per $10,000 of coverage.

For more details on the plan features, DOWNLOAD BROCHURE HERE.

To qualify, you must be:

  • A member of The Missouri Bar or spouse/domestic partner of a member
  • Under the age of 60
  • Actively working
  • Able to truthfully answer “no” to the three health questions on the application
  • Applications must be completed and returned to The Bar Plan Insurance Agency by March 14, 2019

How do I apply?

Download, complete, and return the Simplified Issue application below before March 14, 2019 to The Bar Plan Insurance Agency, Inc. 1717 Hidden Creek Court, St. Louis, MO 63131 or email the completed form to arhilyard@thebarplan.com or fax 844-824-1619

DOWNLOAD APPLICATION HERE

Coverage amounts up to $1,000,000 are available. To apply for a higher amount of coverage on a fully underwritten basis, please contact Annette Hilyard for more information at 1-800-843-2277 x126.

This is a summary of benefits only. A complete description of benefits, limitations, exclusions and termination of coverage will be provided in the certificate of insurance. All coverage is subject to the terms and conditions of the group policy. If there is any discrepancy between this document and the group policy documents, the policy documents will govern. Life Insurance coverage is provided under the terms of a group life insurance policy, Group Policy #31281-9  issued and delivered in the state of Missouri to The Missouri Bar as the policyholder and is governed by its laws. The group life insurance policy is issued by ReliaStar Life Insurance Company, Minneapolis, Minnesota. The policy is administered on behalf of ReliaStar Life Insurance Company by The Bar Plan Insurance Agency, an insurance administrator licensed in the state of Missouri. Policy form LP08GPMO.

Simplified Issue Life Insurance Now Available

No Medical Exam. For Missouri Bar Members under 60. Limited time offer!
Apply Now
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