Mutual insurance companies like The Bar Plan have a long and proud history of putting policyholders first. While only 1% of U.S. businesses have lasted for 100 years, the median age of mutual insurance companies is 120 years, and over 60% of mutual companies are more than 100 years old. This is because we have one goal – to serve our policyholders. With no shareholders, our focus is on long term goals of financial strength and stability, not quarterly profits.